362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Hero Image
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362
Calle Lupita
San Luis Obispo | California

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Natalie  White
Natalie White
Presented At
$959,000
Bedrooms
3
Bathrooms
1
Living
1,412
SQFT
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 1
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 2
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 3
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 4
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 5
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 6
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 7
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 8
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 9
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 10
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 11
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 12
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 13
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 14
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362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 16
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 17
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362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 21
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 22
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 23
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 24
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 25
362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 26
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362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. - Photo 28
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362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States. , San Luis Obispo , California 93401

362 Calle Lupita, San Luis Obispo, Ca, 93401

Nestled in a well established neighborhood this SINGLE LEVEL 3 bedroom 2 bath home has been recently refurbished. From the newer roof, vinyl plank flooring, fresh paint inside and out, air conditioning system, water heater, and newer kitchen appliances. The installed solar panels are leased through Sun Run. The living room's wood burning stove creates a cozy ambiance. Dining room looks out to a welcoming patio. There is also a lovely front and backyard with low maintenance landscaping with new fencing surrounding the property. The back yard offer privacy and a large concrete patio and pergola. It includes a green house and shed. There is potential for expansion of a secondary building in the rear yard. The 2 car garage has abundant storage. This location provides easy access to schools, shopping and bus lines. Contact your Realtor to see this home today.

Gallery

3D Street View Tour

Map showing 362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States.

Property Location

362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States., San Luis Obispo California

Local Weather & Climate

San Luis Obispo, California

Current Conditions Updated recently
70 °F
Clear sky
Feels Like 70°F
Humidity 60%
Wind 3 mph
Visibility 6.2 mi
Sunrise 2:10 PM
Sunset 2:11 AM
5-Day Forecast
Wed 18 Mar
Clouds
High 84°
Low 68°
Thu 19 Mar
Clear
High 90°
Low 68°
Fri 20 Mar
Clear
High 88°
Low 66°
Sat 21 Mar
Clouds
High 80°
Low 62°
Sun 22 Mar
Clouds
High 72°
Low 57°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around San Luis Obispo?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Market Rate

Our perspective on current market conditions in San Luis Obispo. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
50
Buyer Score

Local Market Price Trends

Median home sale prices in San Luis Obispo, California — ZIP code 93401 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $959,000
Area median: $1,106,136
+1.4% year-over-year (below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $959,000 20% down ($191,800)

34.6 years
Double Your Investment
Based on current market trends, your property value could double
$513,616
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$5,104
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$1,750,293
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.7x
Leverage Power
Your $191,800 down payment could grow to $513,616 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.22
Every dollar invested today could become $1.22 in 10 years
$100 → 122 $1,000 → $1,222
+$53
$53/day
Your home may appreciate while you sleep
$374/week $1,619/mo $19,427/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$211K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -19% advantage over stocks
RENT 💸 -$528K
vs
OWN 📈 +$514K
$514K Potential Equity
vs $528K lost to rent over 10 years
$192K Down Payment Growth
2.7x
10yr
$514K
5.2x
20yr
$993K
9.1x
30yr
$1.8M
Wealth Comparison
×4
Equivalent to 4 average US homes
top 10%
US household wealth ranking
Median: $193K Yours: $1.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
17.4
years
Optimistic
4.07% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $1.1M +18%
Market $1.2M +22%
Optimistic $1.4M +49%
$514K est. equity
20 Years
Conservative $1.3M +39%
Market $1.4M +49%
Optimistic $2.1M +122%
$993K est. equity
30 Years
Conservative $1.6M +63%
Market $1.8M +83%
Optimistic $3.2M +231%
$1.8M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.9% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 2%. Market scenario reflects current 2.9% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 93401 • 2022 ACS Data

28,773 Population
Median Age: 35.0
$89,962 Median Income
Above Average
$880,900 Median Home Value
Rent: $1,781
54.8% College Graduates
High

Housing

Homeowners 43.6%
Renters 49.5%
Vacancy Rate 6.9%

Employment

3.5% Unemployment
20.7% Work From Home

Education Attainment (Age 25+)

High School+ 96.1%
Bachelor's+ 54.8%
Graduate+ 22.2%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 362 Calle Lupita, San Luis Obispo, CA 93401, San Luis Obispo, California, United States features 3 bedrooms with 1,412 square feet of living space.
This property offers 1,412 square feet of living space.
This property is listed at $95,900,000, which equals $67918 per square foot.
In San Luis Obispo, home prices have increased 1.4% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, San Luis Obispo shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in San Luis Obispo, California. The property is situated in an established neighborhood with convenient access to local amenities and services.
Natalie  White

Natalie White

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